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  • Mom & Pop Business Funding

The Merchant Cash Advance (MCA) industry at a glance by Bret Martin of Mom and Pop Business Funding.

Welcome to the Merchant Cash Advance (MCA) small business loan industry. The Merchant Cash Advance industry is the fastest growing industry in America. With COVID-19 the last years and business owners - merchants in the slump of all slumps with no end in sight, banks are not lending business owners money and they do not appear to be loosening their standards now, or any time soon.


In fact, this is a "PERFECT STORM" so to speak.

  • Millions of Americans are out of work or unable to work do to restrictions.

  • Few unlimited income opportunities to speak of exist in this country at this time.

  • Banks are not lending money to business owners.

  • The Merchant Cash Advance (MCA) industry is advancing and loaning businesses owners money rapidly and aggressively!

This is where Mom and Pop Business Funding comes in. We are advancing businesses working capital at a feverish pace allowing business owners the liquidity to do what they do best! If you were accustomed to working in an unlimited income environment in the past and that opportunity dried up and gone away, then this industry is for you! As is the Mom and Pop Business Funding brand!


If you are a great salesperson, and a self starter- then this industry is for you!


A Gold Rush is on and if you are entrepreneurial in spirit and love to be your own boss then this industry is for you! Our industry is advancing businesses money regardless of credit problems in most cases, and without tax returns or financials in most cases!


The MCA/ACH Industry is NOT just growing It's EXPLODING!

Few individuals or funding companies in the (MCA) Merchant Cash Advance space know this industry as well as Mom and Pop Business Funding. Welcome to the MCA/ACH Gateway!


Become part of one of the oldest, largest, and most trusted "DIRECT" Merchant Cash Advance providers in the country! We are committed to industry best standards and practices and make up over 10% of all Merchant Cash Advance funding's annually. We have the ability to lend to businesses that other lenders are just not interested in.